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How do I repair my credit report after receiving my bankruptcy discharge?

The filing of a bankruptcy in Philadelphia will remain on your credit report for a ten year period. The debts that are discharged should be removed giving you an opportunity to obtain a "fresh start". It is recommended that upon receiving a discharge you should apply for a small store charge and a secured credit card with a minimum balance of no more than five hundred ($500.00) dollars. Your charges should be no more than the amount of money that you can afford to pay each month, eliminating the need to pay interest on unpaid balances. Also,you cannot file another Chapter 7 bankruptcy for eight years. With this in mind, creditors maybe prepared to extend credit,knowing that the chances of refiling is unlikely.

Philadelphia Attorney Michael Latzes

       (215) 545-0200     

36 Years of Experience Matters.

Prices You Can Afford.


Best Philadelphia Lawyer

We are a debt relief agency.  We help people file for relief under the Bankruptcy Code.  The information on this website is for informational purposes only and not intended to be legal advice.  You should not act of rely upon this information without consulting an attorney to discuss your specific legal concerns.

Philadelphia Bankruptcy Attorney
Michael Latzes

1528 Walnut St Suite 700
Philadelphia, PA 19102
Tel: (215) 545-0200
Fax: (215) 545-0668

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